# hTokens {% hint style="info" %} hTokens are interest-bearing tokens represented as 'rXXXX' in your wallet (example: hHLUSD for HLUSD) {% endhint %} hTokens are minted and burned upon deposit and withdrawal. The hTokens' value is pegged to the value of the corresponding deposited asset at a 1:1 ratio. All interest collected is distributed to hTokens holders directly by continuously increasing their wallet balance. If you wish to convert rTokens back to the underlying asset, navigate to your deposits on the **Dashboard** and follow the [withdrawal ](/provident-capital/protocol-information/deposit/withdraw-assets.md)prompts. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://provident-capital.gitbook.io/provident-capital/protocol-information/deposit/htokens.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.